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131 S. Wheeling Rd.
Ph: 847-520-9758
Fx: 847-520-4652

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bullet Payment Calculator
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bullet Detailed ROI Calculator
bullet Quick Funding E-mailer

A Recently Financed Machine Makes the TMEF Case.

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Why the bottom line cost for capital equipment demands a thorough return on investment (ROI) analysis.
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How to maximize your chances for approval with the best terms.
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Company Information

Tristate Machinery
Equipment Financing
131 S. Wheeling Rd.
Wheeling, IL. 60090
Ph: (847) 520-9758
Fx: (847) 520-4652

Click to E-mail:
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Legal & Licensing

TMEF is a licensed
Illinois "S" Corporation


Credit Scores and More

Whether in qualifying for a lease or loan, nothing beats doing your homework beforehand in assuring you are approved, and approved for the best terms possible. In the US, there are three main credit reporting agencies, Experian, Equifax, and TRW. For business, Dun and Bradstreet is an essential reporting agency as well. These agencies, and their associated credit ranking scores on you and your business are the primary tools used to determine your creditworthiness.

At a glance, here's a scoring table, with links on finding them: 

Credit Score Rankings
w/Links to Credit Agencies

  • Excellent: 730 to 850

  • Great: 700 to 729

  • Good: 670 to 699

  • Average: 585 to 669

  • Bad: 300 to 584

Annual CreditReport.com
One free credit bureau report a year
Credit Karma

Free TRW and Equifax credit scores

Scores &  reports From

all three bureaus - paid.

Dun & Bradstreet
Credit scores, monitoring and building services for small business

The fastest way to improve your credit score is to find and correct any negative reporting done by any of the big three agencies and D&B. After that, credit balancing (amount of credit outstanding to credit available) may be possible, ie. keep existing credit limits high, but don't add more sources, and pay as much debt down as possible. Obviously, you should pay on time, especially with big purchases, and continue to keep tabs on your credit to assure mistakes don't crop up.

In Depth: How to Boost Your Business Credit Score
In Depth: 5 Ways to Raise Your Business Credit Profile.


TMEF has one of the best approval ratios in the business world. We work hard with our sources, and can often get approval when no one else can. To discuss how TMEF can help your business, send an E-mail , or call us directly at (847) 520-9758.

@ 2016 Tristate Machinery Equipment Financing
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